A practical guide to buying in England

What to clarify, compare and prepare when buying to live in, invest or use during studies.

Still searching

Whatever your buying purpose, we help you clarify priorities, compare areas and understand what your budget covers before choosing a property. Clarify the buying purpose before choosing a property.

Set priorities for living, investment or accommodation during studies

Compare two or three areas

Understand what your own budget figures cover

Already found a property

You have a property in mind. We help you identify what needs checking for your intended use, by whom and in what order, before you commit. Understand what to check, by whom and in what order.

Note what you already know about the home

List open questions for agent, surveyor and solicitor

Prepare deposit evidence before making an offer

Look beyond the photographs. Consider your purpose.

A place to live, an investment and accommodation during studies raise different questions. Research follows your intended use, not a one-size-fits-all checklist.

Area context: transport, education, everyday needs or local rental conditions, as relevant

Comparable properties and costs to investigate

Ownership, intended-use and letting questions for the appropriate professionals

A plain-language summary of what is known and what still needs checking

Questions worth asking anywhere

Research follows your questions. Use these prompts to shape what you want to find out.

Area context suited to your purpose: transport, education, everyday needs or rental conditions

Comparable properties and relevant costs

Ownership, use and letting questions for the appropriate professionals

A summary of what is known and unknown

A preparation timeline: Before you search

A plain timeline of what buyers usually prepare. Tick items as you go; your progress stays in this browser.

Set out your buying purpose, priorities and deal-breakers

Shortlist two or three areas to compare

Fill in the budget worksheet with your own figures

A preparation timeline: Getting ready to offer

A plain timeline of what buyers usually prepare. Tick items as you go; your progress stays in this browser.

Agreement in principle, if borrowing

Proof of deposit funds ready

Choose a conveyancing solicitor you could instruct

A preparation timeline: After an offer is accepted

A plain timeline of what buyers usually prepare. Tick items as you go; your progress stays in this browser.

Instruct the solicitor

Arrange a survey

Full mortgage application, if borrowing

Collect questions for the agent, surveyor and solicitor

A preparation timeline: Towards completion

A plain timeline of what buyers usually prepare. Tick items as you go; your progress stays in this browser.

Review the solicitor report

Arrange buildings insurance from exchange, if required

Plan handover, utilities and setup for the intended use

London, and well beyond it.

Our support covers England. We can help you compare locations against your purpose and budget, whether you are considering London or cities and towns elsewhere.